Constructor Policy

Designed by construction professionals specifically for building trade sub-contractors turning over up to £100m. It offers the most comprehensive cover available in the UK market for insolvency and payment default.

FEATURES OF THE COVER ARE:

	12 month policy with premium payable in monthly or quarterly installments at no extra charge
	Claims agreed by our in house Quantity Surveyors and paid in 28 days
	Choice of cover levels 70% to 90% of outstanding debt
	Choice of Excess levels to help you tailor premium to your budget
	Up to 12 months binding contract cover
	Optional cover available for pay when paid contracts
	Retentions covered as standard
	New Customers are offered a training visit at the start of the policy
	Every customer is offered a face to face meeting to discuss renewal
	Time saving policy, with minimal reporting
	Flexibility to set your own cover to an agreed level (Discretionary trading)
	Personalised service, if we have to change cover on one of your customers we always ring you first to let you know
	Daily financial monitoring of your key contractors financial health

All backed up by HCC International's Guarantees and Service Commitments which includes a unique 30 day money back' guarantee.