Trader Policy

Our most popular policy for businesses supplying goods or services on credit. Designed for companies turning over between £2m and £100m. It offers comprehensive cover for Insolvency and payment default.

FEATURES OF THE COVER ARE:

	12 month policy with premium payable in monthly or quarterly installments at no extra charge
	Customers can self certify claims and we pay them within 1 day
	Choice of cover levels 70% to 90% of outstanding debt
	Choice of Excess levels to help you tailor premium to your budget
	New Customers are offered a training visit at the start of the policy
	Every customer is offered a face to face meeting to discuss renewal
	You can grant credit up to 120 days as standard
	Three months binding contract cover as standard and optional pre-delivery risk cover available
	Daily financial monitoring of your key customers
	Time saving policy, with minimal reporting
	Flexibility to set your own cover to an agreed level (Discretionary limits)
	Personalised service, if we have to change cover on one of your customers we always ring you first to let you know

All backed up by HCC International's Guarantees and Service Commitments which includes a unique 30 day money back' guarantee.

Please note: The Trader policy is not suitable for building trade sub-contractors. Please see details of our market leading Constructor policy.